For 2026, the FHA loan limits in the county of Hidden-Springs, part of Ada, ID, are established as follows: for single-family homes, the limit is $415,150, while for two-unit properties it's $531,450, for three-unit structures $642,400, and for four-unit dwellings, it reaches $798,350.
In terms of conventional loans, the upper limits are $548,250 for single-family homes, $702,000 for two-unit residences, $848,500 for those with three units, and $1,054,500 for four-unit buildings.
Use our FHA calculator to check out today's best FHA rates, and precisely assess the needed downpayment, income, credit score, reserves, and necessary documents for qualification.
The Lendersa® calculator allows for an effective comparison of FHA loan rates and terms against those from Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, among others.
Drawing on extensive data from thousands of lenders, Lendersa® swiftly aligns the resulting information with your individual financial situation and needs for tailored options.
The Loan Limits Comparison Table for 2026 in Hidden-Springs, Ada, ID, provides a detailed look at maximum loan amounts for various categories including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard-money loans. To evaluate qualification details like income, reserves, and credit requirements, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $415,150 | $531,450 | $642,400 | $798,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $332,100 | $332,100 | $332,100 | $332,100 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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