For 2025, FHA loan limits in Coeur-d'Alene county, part of Kootenai, ID, are $388,700 for single-family homes, $497,600 for two-unit houses, $601,500 for three units, and $747,500 for four units.
The maximum conventional loan amounts are $548,250 for single-family homes, rising to $702,000 for two-unit houses, $848,500 for three-unit properties, and $1,054,500 for four-unit dwellings.
Our FHA calculator can help you find today's best FHA rates and determine necessary down payment, income, credit score, reserves, and documents for qualification.
Use the Lendersa® calculator to compare FHA rate & terms against those of other loans. Compare options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans side-by-side with FHA offerings.
Lendersa® sources data from many lenders, quickly tailoring comparisons to your specific financial profile.
The Loan Limits Comparison Table for 2025 in Coeur-d'Alene county, Kootenai, ID, helps compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, HECM, and hard money loan caps. For qualification criteria like income, reserves, and credit, try Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $388,700 | $497,600 | $601,500 | $747,500 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $350,000 | $350,000 | $350,000 | $350,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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