For 2026, the FHA loan limits in Kellogg county, part of Shoshone, ID, are set as follows: $472,030 for single-family homes, increasing to $604,400 for two-unit properties, $730,525 for three-unit residences, and $907,900 for four-unit structures.
As for conventional loans, the limit for a single-family dwelling is $726,200. For two units, it rises to $929,850, for tri-unit homes, it is $1,123,900, and for four-unit properties, the cap is $1,396,800.
Utilize our FHA calculator to explore current FHA rates, and accurately determine the downpayment, income requirements, credit, reserves, and documents needed for qualification.
With the Lendersa® calculator, compare FHA rates and terms against those of other loan programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Leveraging data from thousands of lenders, Lendersa® quickly aligns the loan options with your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Kellogg, county of Shoshone, ID, provides a thorough comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification requirements such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $356,300 | $356,300 | $356,300 | $356,300 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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