In {CURRENT_YEAR}, the FHA loan limits for Hayden county, located within Kootenai, ID, are structured as follows: {DETAILS_LOAN_LIMIT_FHA1} for a single-family home, {DETAILS_LOAN_LIMIT_FHA2} for two-unit residences, {DETAILS_LOAN_LIMIT_FHA3} for properties comprising three units, and {DETAILS_LOAN_LIMIT_FHA4} for four-unit homes. These tiered limits are in place to accommodate the varying sizes and types of housing available in the area.
Conventional loans on a single-family property cap at {DETAILS_LOAN_LIMIT_CONVENTIONAL1}. For two-unit buildings, the ceiling rises to {DETAILS_LOAN_LIMIT_CONVENTIONAL2}, while it further increases to {DETAILS_LOAN_LIMIT_CONVENTIONAL3} for three-unit structures, reaching {DETAILS_LOAN_LIMIT_CONVENTIONAL4} for residences with four units. These limits provide structured financial boundaries to assist in your planning.
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The Lendersa® calculator aids in comparing FHA rates and terms with those from a variety of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, ensuring a well-rounded comparison of all your options.
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The Loan Limits Comparison Table for {CURRENT_YEAR} in Hayden county, Kootenai, ID, details maximum loan amounts across different sectors such as FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, HECM Reverse Mortgage, and hard money loans. Evaluate qualification criteria—including income, reserves, and credit—using the comprehensive Lendersa® Super Loan Integrated Qualifier (SLIQ™) for an informed and confident decision-making process.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $572,700 | $733,150 | $886,200 | $1,101,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $388,700 | $388,700 | $388,700 | $388,700 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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