In 2026, the FHA loan limits for Hailey county in Blaine, ID are as follows: $740,600 for a single-family home, $948,100 for two-unit buildings, $1,146,050 for three-unit structures, and $1,424,250 for four-unit properties.
For conventional loans, the maximum available amount is $740,600 for a single-family home, $948,100 for two units, $1,146,050 for three units, and $1,424,250 for four units.
Utilize our FHA calculator to discover today’s competitive FHA rates and determine necessary down payments, income levels, credit rankings, reserves, and the documentation required for qualification.
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The Lendersa® calculator allows you to compare FHA rate & terms with a variety of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, ensuring a broad view of your options.
Gathering data from thousands of lenders, Lendersa® quickly aligns loan programs with your individual financial profile and needs.
The Loan Limits Comparison Table for 2026 in Hailey county, Blaine, ID, enables comparison across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, and Reverse Mortgage (HECM) options, along with maximum loan amounts for hard money. For evaluating qualification standards including income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $740,600 | $948,100 | $1,146,050 | $1,424,250 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $740,600 | $948,100 | $1,146,050 | $1,424,250 |
| USDA | $518,800 | $518,800 | $518,800 | $518,800 |
| VA | $740,600 | $948,100 | $1,146,050 | $1,424,250 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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