In 2026, the FHA loan limits for Hailey county in Blaine, ID are as follows: $740,600 for a single-family home, $948,100 for two-unit buildings, $1,146,050 for three-unit structures, and $1,424,250 for four-unit properties.
For conventional loans, the maximum available amount is $740,600 for a single-family home, $948,100 for two units, $1,146,050 for three units, and $1,424,250 for four units.
Utilize our FHA calculator to discover today’s competitive FHA rates and determine necessary down payments, income levels, credit rankings, reserves, and the documentation required for qualification.
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The Lendersa® calculator allows you to compare FHA rate & terms with a variety of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, ensuring a broad view of your options.
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The Loan Limits Comparison Table for 2026 in Hailey county, Blaine, ID, enables comparison across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, and Reverse Mortgage (HECM) options, along with maximum loan amounts for hard money. For evaluating qualification standards including income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $740,600 | $948,100 | $1,146,050 | $1,424,250 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $740,600 | $948,100 | $1,146,050 | $1,424,250 |
| USDA | $518,800 | $518,800 | $518,800 | $518,800 |
| VA | $740,600 | $948,100 | $1,146,050 | $1,424,250 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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