For the year 2025, the FHA loan limits in the county of Heyburn within Minidoka, ID, are set as follows: $472,030 for a single-family dwelling, $604,400 for duplexes, $730,525 for triplexes, and $907,900 for properties with four units.
In terms of conventional loans, the maximum borrowing capacity for a single-family home is $726,200. For two-unit properties, it increases to $929,850, for tri-unit residences, it's $1,123,900, and for buildings with four units, the cap is $1,396,800.
Our FHA calculator is an excellent tool for discovering today’s top-rate FHA loans and calculating necessary details like downpayments, income requirements, credit checks, reserves, and essential documentation for qualification.
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Utilizing the Lendersa® calculator allows you to effectively compare the rates and terms of FHA loans with those from other programs. These include Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, among others.
Lendersa® collects a wealth of loan program data from thousands of lenders, swiftly comparing it to match your personal financial profile and needs to ensure the best possible selection.
The Loan Limits Comparison Table for 2025 in the county of Heyburn, under Minidoka, ID, provides a thorough comparison of maximum loan amounts for options such as FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. If you wish to scrutinize qualification criteria such as income, reserves, and credit, turn to the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $356,300 | $356,300 | $356,300 | $356,300 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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