As of 2025, the FHA loan limits in Addison, within DuPage county in IL, are set at $472,030 for single-family homes. For 2-unit residences, the limit is $604,400, for 3-unit properties, it's $730,525, and for buildings with 4-units, the cap is $907,900.
The maximum conventional loan amount for a single-family home is $726,200. It rises to $929,850 for homes with two units, $1,123,900 for three-unit buildings, and culminates at $1,396,800 for four-unit structures.
Our FHA calculator can help you uncover today's best FHA rates and assess required downpayments. Evaluate income, credit levels, reserves, and necessary documentation for loan qualification.
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The Lendersa® calculator enables the comparison of FHA rates and terms with all other loan program options. Dive into exploring and comparing FHA to Conventional loans, Jumbo loans, VA, USDA, Non-QM, and Hard Money loans.
Lendersa® compiles extensive loan program data from numerous lenders, rapidly matching it to your unique financial profile and needs.
Consult the Loan Limits Comparison Table for 2025 in Addison county of DuPage, IL, to assess maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loans. For a thorough review of qualification criteria including income, reserves, and credit, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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