As of 2026, the FHA loan limits in Addison, within DuPage county in IL, are set at $472,030 for single-family homes. For 2-unit residences, the limit is $604,400, for 3-unit properties, it's $730,525, and for buildings with 4-units, the cap is $907,900.
The maximum conventional loan amount for a single-family home is $726,200. It rises to $929,850 for homes with two units, $1,123,900 for three-unit buildings, and culminates at $1,396,800 for four-unit structures.
Our FHA calculator can help you uncover today's best FHA rates and assess required downpayments. Evaluate income, credit levels, reserves, and necessary documentation for loan qualification.
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The Lendersa® calculator enables the comparison of FHA rates and terms with all other loan program options. Dive into exploring and comparing FHA to Conventional loans, Jumbo loans, VA, USDA, Non-QM, and Hard Money loans.
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Consult the Loan Limits Comparison Table for 2026 in Addison county of DuPage, IL, to assess maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loans. For a thorough review of qualification criteria including income, reserves, and credit, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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