In 2026, the FHA loan limits for Wood-Dale county within DuPage, IL are $379,500 for a single-family dwelling, $485,800 for duplexes, $587,250 for triplexes, and $729,800 for four-unit homes.
The maximum for conventional loans on single-family homes is $548,250. For two-unit properties, it's $702,000; for three-unit homes, $848,500; and for four-unit buildings, it’s $1,054,500.
Utilize our FHA calculator to explore today’s best FHA rates and determine the appropriate downpayment, income, credit scores, reserves, and documentation needed for eligibility.
The Lendersa® calculator is designed to facilitate comparison of FHA rates and terms alongside other loan types. Review Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with the FHA options.
Lendersa® aggregates loan program data from a multitude of lenders and swiftly matches it against your specific financial profile and needs.
In 2026, the Loan Limits Comparison Table for Wood-Dale county, DuPage, IL helps compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess criteria such as income, reserves, and credit conditions, consult the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $379,500 | $485,800 | $587,250 | $729,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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