2026 FHA Loan Limits for Wood-Dale, DuPage County, Illinois

In 2026, the FHA loan limits for Wood-Dale county within DuPage, IL are $379,500 for a single-family dwelling, $485,800 for duplexes, $587,250 for triplexes, and $729,800 for four-unit homes.

The maximum for conventional loans on single-family homes is $548,250. For two-unit properties, it's $702,000; for three-unit homes, $848,500; and for four-unit buildings, it’s $1,054,500.

Utilize our FHA calculator to explore today’s best FHA rates and determine the appropriate downpayment, income, credit scores, reserves, and documentation needed for eligibility.

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The Lendersa® calculator is designed to facilitate comparison of FHA rates and terms alongside other loan types. Review Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with the FHA options.

Lendersa® aggregates loan program data from a multitude of lenders and swiftly matches it against your specific financial profile and needs.

In 2026, the Loan Limits Comparison Table for Wood-Dale county, DuPage, IL helps compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess criteria such as income, reserves, and credit conditions, consult the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Wood-Dale county of DuPage, IL

SFR 2 Units 3 Units 4 Units
FHA $379,500 $485,800 $587,250 $729,800
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $0 $0 $0 $0
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


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