In 2026, the FHA loan limits in Alsip county, Cook, IL are $472,030 for a single-family home. For 2-units, the limit is $604,400, for 3-units it's $730,525, and for 4-units, it is $907,900.
Conventional loans on a single-family residence have a maximum of $726,200. For 2-units, the cap is $929,850, for 3-units, it is $1,123,900, and for 4-units, it's $1,396,800.
You can utilize our FHA calculator to view today’s optimal FHA rates and assess downpayment, income, credit, reserves, and necessary documents to qualify.
The Lendersa® calculator offers comparisons of FHA rates & terms with those of other loan programs. Delve into Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® collects loan program data from thousands of lenders, swiftly comparing it against your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Alsip, Cook, IL, displays maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To explore qualification requirements such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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