2025 FHA Loan Limits for Alsip, Cook County, Illinois

In 2025, the FHA loan limits in Alsip county, Cook, IL are $472,030 for a single-family home. For 2-units, the limit is $604,400, for 3-units it's $730,525, and for 4-units, it is $907,900.

Conventional loans on a single-family residence have a maximum of $726,200. For 2-units, the cap is $929,850, for 3-units, it is $1,123,900, and for 4-units, it's $1,396,800.

You can utilize our FHA calculator to view today’s optimal FHA rates and assess downpayment, income, credit, reserves, and necessary documents to qualify.

Browse loan offers from 100 lenders

Explore Loan Options in Alsip, IL

The Lendersa® calculator offers comparisons of FHA rates & terms with those of other loan programs. Delve into Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.

Lendersa® collects loan program data from thousands of lenders, swiftly comparing it against your financial profile and needs.

The Loan Limits Comparison Table for 2025 in Alsip, Cook, IL, displays maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To explore qualification requirements such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Alsip county of Cook, IL

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $0 $0 $0 $0
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Initial Mortgage, Inc.
  • 108 1st St, Suite 1, Batavia, IL, 60510
  • The Initial Mortgage, Inc. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • RESONATE MORTGAGE INC
  • 140 N Barrington Rd, Suite 5, Streamwood, IL, 60107
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Capital Financial Group
  • 2471 W. Sullivan Road, Aurora, IL, 60506
  • Our mission is to deliver excellent service and provide you with an extraordinary experience. At Capital Financial Group, a Division of First Centennial Mortgage, we believe the home purchase and finance process should be exciting, enjoyable and exceptional in every sense. In business since 1995.
  • CommonWealth Credit Union
  • 563 William Latham Drive, Bourbonnais, IL, 60914
  • It grew to become CommonWealth Credit Union, a multi-site, full-service financial cooperative that is now community chartered to serve anyone who lives or works in Kankakee, Ford, Iroquois, Livingston, Kendall, Grundy, or Will Counties. CommonWealth Credit Union is the largest credit union in Kankakee County.
  • Municipal Bank
  • 720 Main St. NW, Bourbonnais, IL, 60914
  • Municipal Bank, we have three convenient locations in Bourbonnais, Momence and Manteno, IL, to serve you since 1971. We are a locally owned bank offering a full line of banking services. At Municipal Bank, we provide personal service to our residential and businesses. Municipal Bank is FDIC insured and an equal housing lender.
  • Premier Financial Services Inc
  • 206 1/2 West State Street, Suite 202, Geneva, IL, 60134
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • First Cosmopolitan Mortgage Inc
  • 410 East State Street, Suite B, Geneva, IL, 60134
  • First Cosmopolitan has maintained superior service and a commitment to providing competitive mortgage products. We have over 100 years of combined mortgage experience which in conjunction with a state of the art mortgage product portfolio has made us a well known financing option for thousands of homeowners.
  • First Bank & Trust (Illinois)
  • 300 East Northwest Hwy, Palatine, IL, 60067
  • Since our doors opened over 40 years ago, First Bank/Illinois has prided itself on serving as a dedicated community bank where its customers can feel like family While we are proud to have become a commercial real estate lending specialist with a national presence, we continue to offer our individual customers
  • Cornerstone National Bank and Trust Co
  • 1 W Northwest Hwy, Palatine, IL, 60067
  • Cornerstone National Bank & Trust Company. Cornerstone National Bank & Trust Company was founded in Palatine, IL in October 2000 on the principle of developing long-term relationships with individuals, families and small to medium-sized businesses by providing a full array of the highest quality financial products and services
  • Resource Plus Mortgage
  • 1619 Colonial Pkwy, Suite 201, Palatine, IL, 60067
  • The Resource Plus team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • FLAGSHIP LENDING INC
  • 800 E Northwest Hwy, Suite 718, Palatine, IL, 60074
  • Flagship Lending Inc and our experienced loan officers have helped numerous first-time home buyers, home-owners, and real estate partners to find the right mortgage products that fits in their individual needs. From FHA loan, conventional mortgage, to jumbo mortgage products or investment property loans.