2025 FHA (Government Loans) Limits for Alsip, Cook County, Illinois

In 2025, the FHA loan limits in Alsip county, Cook, IL are $472,030 for a single-family home. For 2-units, the limit is $604,400, for 3-units it's $730,525, and for 4-units, it is $907,900.

Conventional loans on a single-family residence have a maximum of $726,200. For 2-units, the cap is $929,850, for 3-units, it is $1,123,900, and for 4-units, it's $1,396,800.

You can utilize our FHA calculator to view today’s optimal FHA rates and assess downpayment, income, credit, reserves, and necessary documents to qualify.

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The Lendersa® calculator offers comparisons of FHA rates & terms with those of other loan programs. Delve into Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.

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The Loan Limits Comparison Table for 2025 in Alsip, Cook, IL, displays maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To explore qualification requirements such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Alsip county of Cook, IL

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $0 $0 $0 $0
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


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