For 2026 in Robbins, located in Cook, IL, the FHA loan cap for a single-family home is set at $472,030. For properties with two units, the limit is $604,400, while three-unit properties have a cap of $730,525. For four units, the limit stretches to $907,900.
Conventional loans, on the other hand, have a maximum amount of $726,200 for single-family properties, increasing to $929,850 for two units. For three and four-unit homes, the limits are $1,123,900 and $1,396,800, respectively.
Utilize our FHA calculator to find the most favorable FHA rates available today. This tool also helps evaluate the necessary downpayment, your income, credit, reserves, and the documents required to qualify.
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The Lendersa® calculator provides a comprehensive comparison of FHA rates and terms against other loan schemes. Dive into and examine options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in addition to FHA offerings.
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The Loan Limits Comparison Table for 2026 in Robbins, Cook, IL provides a side-by-side view of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. For deeper insight into qualifying factors like income, reserves, and credit, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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