2026 FHA (Government Loans) Limits for Antioch, Lake County, Illinois

In the year 2026, the FHA loan cap for a single-family home in Antioch county of Lake, IL is $472,030. For duplexes, it's $604,400, for triplexes $730,525, and for four-unit residences, $907,900.

The peak amount for conventional loans on a single-family property is $726,200. For two-unit buildings, it's $929,850, for three-unit dwellings $1,123,900, and for four-unit setups, it's $1,396,800.

Use our FHA calculator to determine today's top FHA rates and find out the necessary downpayment, income levels, credit requirements, reserves, and documentation for qualification.

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The Lendersa® calculator makes it possible to compare FHA rates and terms alongside other loan programs. Delve into options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans versus FHA.

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The Loan Limits Comparison Table for 2026 in Antioch county of Lake, IL showcases maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualifications like income, reserves, and credit requirements.

Loan limits Antioch county of Lake, IL

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $0 $0 $0 $0
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Bluestar Mortgage Inc
  • 951 North Plum Grove Road, Suite E, Schaumburg, IL, 60173
  • Lends in Illinois
  • We are not just a typical mortgage lending company, that will have you start by working with the loan officer (or sales person) then be handed off to their assistant/processor, and later to their closer, only to explain your situation to multiple people. Our loan officer’s pride themselves with being involved in every step of the process with you.

  • Moonstar Mortgage
  • 953 N. Plum Grove Road, Schaumburg, IL, 60173
  • Lends in Illinois
  • We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending from purchasing to refinancing and to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan with the best interest rates.

  • American Financial Mortgage Services Inc
  • 1101 Perimeter Drive, Suite 460, Schaumburg, IL, 60173
  • Lends in Illinois
  • American Financial Mortgage Services, Inc. was founded in June, 1993. We have survived the economic recessions that have hit this country by providing our customers with low rates and low costs on all our mortgage products. The average loan officer at American Financial Mortgage Services.

  • HomeTown Lending Partners LLC
  • 1700 East Golf Road, Suite 100, Schaumburg, IL, 60173
  • Lends in Illinois
  • HomeTown Lending Partners we want to make your loan experience satisfying and rewarding. Our seasoned Mortgage Consultants will carefully guide and educate you through the entire home loan process, so you feel confident as you make choices about the many options available for your financing strategy

  • Connect Mortgage Corp
  • 1375 Remington Road, Suite C, Schaumburg, IL, 60173
  • Lends in Illinois
  • Dimitre Dimitrov Owner of Connect Mortgage Corp in Schaumburg, IL. I have learned how to structure all types of deals and provide quality service for all of my clients. If you are looking for a good mortgage broker I am available to offer same day pre approvals, personally monitor your transaction and offer face to face appointments.

  • PRISM LENDING, INC.
  • 850 E Higgins Rd, Suite 125W, Schaumburg, IL, 60173
  • Lends in Illinois
  • We are a full-service mortgage company based in Schaumburg, IL. We specialize in FHA Loans and Conventional Loans in Chicagoland area and across IL. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment

  • Zachary Karp Mortgage Team
  • 1300 E Woodfield Rd, Suite 304, Schaumburg, IL, 60173
  • Lends in Illinois
  • Zachary Karp Mortgage Team understands that a home is one of the most important financial decisions you’ll make. A home can have more value than just an investment though; it’s where you raise your family, become engulfed in a community, and never question the feeling of home.and Zachary Karp is your local and trusted Schaumburg mortgage lender.

  • HomeTrust Mortgage Corporation
  • 1475 E Woodfield Rd, Suite 110, Schaumburg, IL, 60173
  • Lends in Illinois
  • HomeTrust Mortgage Corporation is a Mortgage Banker that provides high quality financial services to the public. HomeTrust was founded in 1995 It is our mission to provide high quality mortgage programs at the most competitive rates. We fund Conventional, FHA, VA, and Jumbo mortgages tailored to your unique situation.

  • The Mortgage Marketplace Inc
  • 510 West Northwest Highway, Mount Prospect, IL, 60056
  • Lends in Illinois
  • The Mortgage Marketplace Inc We offer true no-cost loans. This means that if we quote you a no-cost loan, then there will be absolutely no closing costs - which include lender fees, title fees and appraisal fees. But there are so many combinations of rates and fees, so if you decide you'd rather pay some of the closing costs.

  • Nationwide Mortgage & Realty
  • 2300 Barrington Road, Suite 400, Hoffman Estates, IL, 60169
  • Lends in Illinois
  • Nationwide Mortgage and Realty Company is located in the northwest suburban area of Chicago, about 18 miles northwest of O'Hare Airport, in the Vistex Building at the above address in Hoffman Estates, Illinois. Nationwide has been in business since 1992 and its staff has experience going back to the early 1970's.

  • Presidential Preferred Funding LLC
  • 2356 Hassell Road, Suite A, Hoffman Estates, IL, 60169
  • Lends in Illinois
  • We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.

  • Educated Investors Finance Corporation
  • 4251 Commercial Way, Glenview, IL, 60025
  • Lends in Illinois
  • At Educated Investors Finance Corporation, our focus is to help you with the financing for your home or investment property. As our name suggests, we want you to make informed decisions with all options presented. We are here to answer any questions you have and will work through scenario planning ahead of time so there are no surprises.