For 2026, the FHA loan limit in Lindenhurst county, part of Lake, IL, is $472,030 for a single-family dwelling, $604,400 for a duplex, $730,525 for triplexes, and $907,900 for four-unit homes.
The highest amount for conventional loans on a standard home is $726,200, while a duplex is $929,850, triplexes are $1,123,900, and for quadruplexes, it's $1,396,800.
Utilize our FHA calculator to find today’s top FHA rates and learn about the required downpayment, income, credit, reserves, and documentation for eligibility.
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The Lendersa® calculator allows you to compare FHA rates and conditions with those of other loan programs. Dive into options like Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money against FHA.
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A Loan Limits Comparison Chart for 2026 in Lindenhurst county, within Lake, IL, helps you view FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare prerequisites like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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