In 2026, FHA loan limits in Fox-Lake county, part of Lake, IL, are $379,500 for a single-family home, $485,800 for two units, $587,250 for three units, and $729,800 for four units.
The maximum for conventional loans on a single-family residence is $548,250. For duplexes, it's $702,000, for triplexes it's $848,500, and for four units, it's $1,054,500.
Use our FHA calculator to find the best FHA rates today, and calculate the downpayment, income, credit, reserves, and necessary documents for qualification.
The Lendersa® calculator helps compare FHA rates and terms with other loan programs. Examine Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® compiles loan data from thousands of lenders, matching it with your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Fox-Lake county, Lake, IL, compares maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Review requirements like income, reserves, and credit using Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $379,500 | $485,800 | $587,250 | $729,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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