As of 2026, the FHA loan limit in the county of Douglas, located in Arcola, IL, stands at $472,030 for single-family homes. For duplexes, the limit is $604,400; for triplexes, it's $730,525; and for four-unit residences, it's capped at $907,900.
For conventional loans, maximum amounts are $726,200 for a single-family home. They're adjusted to $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Utilize our FHA calculator to explore the best FHA rates today. This tool enables you to calculate necessary details such as the downpayment, income requirements, credit standing, reserves, and essential documents for loan qualification.
The Lendersa® calculator provides a comprehensive means to compare FHA rates and terms with those of other loan programs. Delve into and contrast different options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans relative to FHA.
Lendersa® aggregates extensive loan data from thousands of lending sources, swiftly matching it to your distinct financial profile and needs.
The Loan Limits Comparison Table for 2026 in Arcola county of Douglas, IL presents a side-by-side comparison of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To thoroughly compare qualifications like income, reserves, and credit requirements, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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