For 2026, the FHA loan ceiling in Tuscola county, Douglas, IL stands at $472,030 for a single-family home. For a two-unit property, it's $604,400; for three units, the limit is $730,525; and for four-unit buildings, it reaches $907,900.
The maximum allowable for conventional loans on a single-family residence is $726,200, extending to $929,850 for two-unit homes, $1,123,900 for three-unit properties, and topping off at $1,396,800 for four-unit residences.
Our FHA calculator is a helpful tool for accessing today's preferred FHA rates. Use it to calculate the necessary downpayment, assess income, credit, reserves, and identify required documents for eligibility.
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The Lendersa® calculator allows you to compare FHA rates and terms with those of other loan programs. Discover alternatives like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® quickly gathers data from thousands of lenders and aligns it with your unique financial profile and needs to provide an insightful comparison.
The Loan Limits Comparison Table for 2026 in Tuscola, Douglas, IL shows a comprehensive view of maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess additional qualification needs such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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