For 2026, the FHA loan limits in Sullivan, Moultrie, IL are set at $472,030 for a single-family home. Two-unit properties have a limit of $604,400, three-unit homes can go up to $730,525, and for four-unit properties, the limit is $907,900.
When it comes to conventional loans, the highest amount for a single-family residence is $726,200. This increases to $929,850 for two units, $1,123,900 for three units, and $1,396,800 for houses with four units.
Use our FHA calculator for current FHA rates and to determine the downpayment, required income, credit, reserves, and necessary documents to qualify.
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The Lendersa® calculator lets you examine FHA rates and terms alongside other loan types. Consider Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans as options with FHA.
Lendersa® compiles data from thousands of lenders efficiently to create fast and personalized comparisons aligned with your unique financial needs.
The Loan Limits Comparison Table for 2026 in Sullivan, within Moultrie, IL, allows you to compare maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For qualification detail like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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