In 2025, the FHA loan limits in Auburn county, Sangamon, IL, are structured as follows: $472,030 for a single-family home, $604,400 for residences with two units, $730,525 for three-unit homes, and a cap of $907,900 for properties with four units.
For conventional loans, the highest amount available for a single-family residence is $726,200. This extends to $929,850 for homes with two units, $1,123,900 for three units, and reaches $1,396,800 for buildings with four units.
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The Lendersa® calculator grants you the ability to compare FHA rates and terms against other lending programs. Investigate a wide spectrum of loans including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans along with FHA options.
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The Loan Limits Comparison Table for 2025 in Auburn, Sangamon, IL provides a thorough view of maximum loan amounts. It includes FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For in-depth qualification criteria such as income, reserves, and credit, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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