In 2026, the FHA loan limits in the county of Macoupin, within Virden, IL, are $472,030 for a single-family home, $604,400 for two-unit properties, $730,525 for homes with three units, and $907,900 for those with four units.
The highest loan amount for conventional loans on a single-family residence is $726,200, followed by $929,850 for two-unit homes, $1,123,900 for three-unit properties, and $1,396,800 for four units.
Utilize our FHA calculator to explore today's top FHA rates and understand the requirements such as downpayment, income, credit score, reserves, and the necessary documents to qualify.
The Lendersa® calculator allows you to compare the rates and terms of FHA loans with other loan programs. Examine and contrast FHA with Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® efficiently gathers data from numerous lenders and aligns it with your unique financial profile and necessities.
The Loan Limits Comparison Table for 2026 in Virden, Macoupin, IL, demonstrates maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To review qualification factors such as income, reserves, and credit requirements, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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