For the 2026, the FHA loan cap in Carlinville, Macoupin, IL stands at $472,030 for a one-family home, moving to $604,400 for duplexes, $730,525 for triplexes, and reaching $907,900 for four-unit properties.
Meanwhile, the ceiling for conventional loan amounts on single-family properties is $726,200. This increases to $929,850 for two units, $1,123,900 for three units, and tops out at $1,396,800 for four-unit properties.
Discover the top FHA rates today using our convenient FHA calculator. It will also help you review necessary requirements for approval, such as downpayment, income, credit, reserves, and needed documentation.
The Lendersa® calculator is designed to help you weigh FHA rates and terms against other types of loans. Investigate and contrast various loan types, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money, alongside FHA options.
Lendersa® accesses comprehensive loan data from a vast network of lenders and efficiently matches it with your personal financial situation.
Check the Loan Limits Comparison Table for 2026 in Carlinville, Macoupin, IL to evaluate FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan values. To assess qualification metrics like income, credit, and reserves, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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