FHA Loan Limits for Beardstown, Cass County, IL in 2025

In the year 2025, FHA loan limits in Beardstown county, Cass, IL, are $472,030 for single-family homes, $604,400 for properties with two units, $730,525 for three units, and $907,900 for four units.

Conventional loan maximums are $726,200 for single-family residences, $929,850 for two-unit homes, $1,123,900 for three units, and $1,396,800 for four-unit properties.

Use our FHA calculator to find the most competitive rates today and assess downpayment, income, credit, reserves, and required documentation for qualification.

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The Lendersa® calculator allows you to compare FHA rates and terms with those of other loan programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® acquires comprehensive lender data, offering quick comparisons against your unique financial needs.

Consult the Loan Limits Comparison Table for 2025 in Beardstown county, Cass, IL, to examine maximum amounts across FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® SLIQ™ to check qualification essentials such as income, reserves, and credit scores.

Loan limits Beardstown county of Cass, IL

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • INB, N.A.
  • 322 E. Capitol Avenue, Springfield, IL, 62701
  • INB offers personal and commercial banking services. The INB team works to help customers have a life free of financial hardships. We help businesses by handling financial transactions through our lockbox services so they can focus on their core operations. We also provide mortgage and commercial loans.
  • Members First Community Credit Union
  • 1201 North 24th Street, Quincy, IL, 62301
  • Members First is a full service financial institution located in Quincy, IL. Liking our page gives you instant access to current events, promotions, and ready to launch products Members First is committed to the "People Helping People" philosophy, providing our community with safe, affordable, relevant financial services.
  • Mercantile Bank
  • 440 Maine St, Quincy, IL, 62301
  • Mercantile Bank was founded by local businessmen in Quincy, Illinois in 1906 and became part of United Community Bancorp, Inc. in 2013. Today, Mercantile, as United Community Bank, continues the tradition established a century ago of serving and supporting the financial needs of individuals, families, businesses, and organizations
  • Farmington Bank
  • 16 N Main St, Farmington, IL, 61531
  • The term ""individual independence"" has been associated with and intertwined with Farmington and its development since before the city was platted in 1834. A small band of Pottawatomi Indians, tired of continual warring and bloodshed, showed their independence when they left the rest of their tribe and settled in what is now Farmington
  • CNB Bank & Trust
  • 450 W. Side Square, Carlinville, IL, 62626
  • Our roots go back to the mid-nineteenth century with the founding of a bank in Carrollton, IL, in 1854. Prior to July of 2011 CNB Bank & Trust, N.A. operated as 4 individual sister banks under the Carlinville National Bank Shares, Inc. Holding Company; Carlinville National Bank, Citizens State Bank, Palmer Bank, and Cornerstone Bank & Trust, N.A.
  • Farmers State Bank
  • 104 East Main St., Elmwood, IL, 61529
  • For 150 years, Farmers State Bank has supported Elmwood and the surrounding areas. From the first location in H.P. Tracy’s dry goods store to our current site on East Main Street, we have always been focused on community. When you choose to bank with us at Farmers State, you are choosing to bank with real people with real expertise
  • Midwest BankCentre
  • 200 E Broadway, Monmouth, IL, 61462
  • Midwest Bank is proud to be a locally-owned, community bank. Our employees understand that the foundation of our business is built on the relationships we have with our customers. We serve the communities with courtesy, professionalism and integrity; our customers are our neighbors, friends and family.
  • Gale Credit Union
  • 631 North Henderson Street, Galesburg, IL, 61401
  • Gale Credit Union was chartered in 1947 to serve employees of Gale Products, a division of OutBoard Marine Corporation. The credit union served only Gale (OMC) employees and employee families until 1983. In 1983, Gale Credit Union merged with the Knox County, City of Galesburg Credit Union,
  • F&M Bank Illinois
  • 21 E. Main St, Galesburg, IL, 61401
  • The charter for The Farmers and Mechanics Bank was granted on March 31, 1869. Chauncey Colton founded F&M Bank, was its largest stockholder, and served as its first president. He and his associates chose a name that related directly to the real builders of the town, those hardworking farmers and the shoemakers
  • FLAT BRANCH HOME LOANS
  • 3408 Willow Knolls Dr, Peoria, IL, 61614
  • Flat Branch Home Loans is focused on providing low rate mortgages in Missouri with unparalleled service and expertise. Our experienced staff is the brightest in the industry and is ready to help you find the mortgage for your next home purchase or refinance. Please visit our web page at flatbranchhomeloans.com.