In the year 2026, FHA loan limits in Beardstown county, Cass, IL, are $472,030 for single-family homes, $604,400 for properties with two units, $730,525 for three units, and $907,900 for four units.
Conventional loan maximums are $726,200 for single-family residences, $929,850 for two-unit homes, $1,123,900 for three units, and $1,396,800 for four-unit properties.
Use our FHA calculator to find the most competitive rates today and assess downpayment, income, credit, reserves, and required documentation for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with those of other loan programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® acquires comprehensive lender data, offering quick comparisons against your unique financial needs.
Consult the Loan Limits Comparison Table for 2026 in Beardstown county, Cass, IL, to examine maximum amounts across FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® SLIQ™ to check qualification essentials such as income, reserves, and credit scores.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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