In 2026, the FHA loan limit for Havana in Mason, IL, is $472,030 for a single-family house. For two-unit dwellings, it's $604,400. For three-unit properties, it is $730,525, and four-unit homes have a limit of $907,900.
The highest loan amount available via conventional mortgages for a single-family home is $726,200. For 2-unit houses, the limit is $929,850; for 3-units, it is $1,123,900; and for 4-units, $1,396,800 is the cap.
Use our FHA calculator to check today's best FHA rates and calculate the necessary down payment, income, credit, reserves, and documents needed for qualification.
The Lendersa® calculator provides a way to compare FHA rates and terms with various other programs. Look into and evaluate options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, along with FHA.
Data from thousands of lenders is rapidly collected and evaluated by Lendersa® to align with your personal financial profile.
In the Loan Limits Comparison Table for 2026 in Havana, Mason, IL, compare maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money categories. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for a deeper dive into qualification needs, such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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