In 2026, the FHA loan cap for Mount-Sterling county in Brown, IL is $356,362 for single-family homes, $456,275 for properties with 2-units, $551,500 for those with 3-units, and $685,400 for residences comprising 4-units.
For conventional loans, the maximum amounts are set at $548,250 for a single-family home, $702,000 for a two-unit property, $848,500 for three units, and $1,054,500 for four units.
Utilize our FHA calculator to identify today’s most advantageous FHA rates and understand the prerequisites for qualification, including downpayment, income, credit score, reserves, and required documentation.
Lendersa® offers a calculator that lets you compare FHA loan rates and terms with those of other programs. Investigate and evaluate options like Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
By sourcing data from thousands of lenders, Lendersa® effectively aligns this information with your unique financial profile and requirements.
In 2026, the Loan Limits Comparison Table for Mount-Sterling, within Brown, IL, illustrates maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To examine qualification specifics such as income, reserves, and credit standards, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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