For 2026, in Bloomington county situated in McLean, IL, FHA loan limits are defined as: $472,030 for a single-family home, $604,400 for two-unit dwellings, $730,525 for three-unit houses, and $907,900 for four-unit properties.
Concerning conventional loans, the maximum possible amount for a single-family residence is $726,200. For two-unit homes, it increases to $929,850, rises to $1,123,900 for a three-unit property, and finally reaches $1,396,800 for four-unit buildings.
Utilizing our FHA calculator, you can discover today’s prime FHA rates and calculate necessary elements like downpayment, income requirements, creditworthiness, reserves, and mandatory documents for qualification.
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The Lendersa® calculator is a resourceful tool for comparing FHA loan rates and terms against those of other loan programs—Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans—to find the best match for your needs.
By analyzing extensive data from numerous lenders, Lendersa® efficiently compares these options suited to your unique financial circumstances and preferences.
The 2026 Loan Limits Comparison Table in Bloomington county, under McLean, IL, provides a comprehensive overview of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a detailed exploration of qualification requirements including income, reserves, and credit needs, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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