In 2026, the FHA loan limits for Mackinaw in Tazewell county, IL, are established as follows: $472,030 for single-family homes, $604,400 for 2-unit buildings, $730,525 for 3-unit residences, and $907,900 for 4-unit homes.
The conventional loan upper bounds are set at $726,200 for a single-family residence, increasing to $929,850 for two-unit dwellings, $1,123,900 for properties with three units, and $1,396,800 for four-unit complexes.
Utilize our FHA calculator to uncover today's leading FHA rates and determine the essentials for qualification, including downpayment, income, credit score, reserves, and documentation requirements.
Using the Lendersa® calculator, you can compare FHA rates and terms with those of other loan programs such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans. Examine and contrast these options to make informed decisions.
Lendersa® gathers comprehensive loan program data from a vast array of lenders, efficiently matching it with your financial profile for a tailored comparison.
The Loan Limits Comparison Table for 2026 in Mackinaw, Tazewell, IL, showcases maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a thorough review of income, reserves, and credit qualifications, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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