As of 2026, the FHA loan limit set for Eureka county, located in Woodford, IL, is $472,030 for a single-family home. The limit is $604,400 for two-unit properties, $730,525 for three-unit buildings, and $907,900 for four-unit residences.
For conventional loans on single-family homes, the cap is $726,200, with two units reaching $929,850, three units at $1,123,900, and four units reaching $1,396,800.
Utilize our FHA calculator to investigate today’s best FHA rates, and review the necessary downpayment, income requirements, credit conditions, reserves, and documentation needed to qualify.
The Lendersa® calculator enables comprehensive comparisons of FHA rates and terms with those of other loan types, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Aggregating data from thousands of lenders, Lendersa® provides swift comparative analysis against your unique financial profile and requirements.
Refer to the Loan Limits Comparison Table for 2026 in Eureka county, Woodford, IL, to explore maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. The Lendersa® Super Loan Integrated Qualifier (SLIQ™) can assist in comparing qualification requirements such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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