In 2026, the FHA loan limits in Canton county of Fulton, IL are $472,030 for single-family homes, $604,400 for duplexes, $730,525 for triplexes, and $907,900 for four-unit buildings.
For conventional loans, the limit is $726,200 for single-family homes, $929,850 for two-units, $1,123,900 for three-units, and $1,396,800 for buildings with four units.
Utilize our FHA calculator to find today’s best FHA rates and learn about the downpayment, income, credit, reserves, and documents required to qualify.
Lendersa® enables comparison of FHA rates and terms with other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money options.
Lendersa® accesses data from thousands of lenders, matching it with your financial profile swiftly.
For 2026 in Canton county, Fulton, IL, view the Loan Limits Comparison Table to assess FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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