For 2026, the FHA loan limits in West-Peoria county, Peoria, IL, are: $356,362 for a single-family home, $456,275 for two-unit residences, $551,500 for three-unit dwellings, and $685,400 for properties with four units.
The maximum for conventional loans on a single-family home is $548,250. For two units, the cap is $702,000, rising to $848,500 for homes with three units, and extending to $1,054,500 for four-unit structures.
Our FHA calculator helps you discover today’s top FHA rates and allows you to determine downpayment needs, income requirements, credit thresholds, reserves, and document essential for qualification.
Explore loan offers from 100 diverse lenders, guiding you to the best options available.
Utilize the Lendersa® calculator to compare FHA rates and terms against various loan programs. Examine options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® integrates extensive data from numerous lenders, efficiently personalizing comparisons to fit your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in West-Peoria, Peoria, IL enables thorough evaluation of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualification requirements such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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