For 2026, the FHA loan limits in Dupo, situated within St. Clair county of IL, are designated as $472,030 for a detached single-family dwelling, $604,400 for two-unit properties, $730,525 for structures with three units, and $907,900 for those consisting of four units.
Maximal amounts for conventional loans on a single-family residence are specified as $726,200; for properties housing two units, $929,850; for those encompassing three units, $1,123,900; and finally, $1,396,800 for four-unit buildings.
Explore today’s premium FHA rates using our FHA calculator, which helps determine the necessary downpayment, income, credit standing, reserves, and essential documents for qualification.
The Lendersa® calculator empowers you to compare FHA rates and terms with those available from all other loan programs. Delve into a comparative analysis of FHA alongside Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans.
Lendersa® aggregates comprehensive loan program data from a multitude of lenders and promptly aligns it with your specialized financial profile and criteria.
Within the 2026 Loan Limits Comparison Table for Dupo, St. Clair, IL, examine FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. For in-depth insights into qualifying criteria like income, reserves, and credit requirements, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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