In 2026, the FHA loan limits for Edwardsville county of Madison, IL, are as follows: $472,030 for single-family homes, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.
The maximum for conventional loans on a single-family residence is $726,200. It increases to $929,850 for homes with 2-units, $1,123,900 for 3-units, and goes up to $1,396,800 for properties with 4-units.
Use our FHA calculator to access today's top FHA rates and find the necessary downpayment, income requirements, credit criteria, reserves, and documents to qualify.
The Lendersa® calculator helps you compare FHA rates and terms with those of other loan programs. Explore a variety of options including Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans alongside FHA opportunities.
Lendersa® aggregates extensive loan program data from thousands of lenders, providing rapid comparisons matched to your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Edwardsville county of Madison, IL, outlines maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loans. For a detailed analysis of qualification requirements like income, reserves, and credit, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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