In 2026, FHA loan limits in Pontoon-Beach county of Madison, IL are $356,362 for a single-family home, $456,275 for 2-units, $551,500 for 3-units, and $685,400 for 4-units.
The conventional loan cap for single-family residences is $548,250, $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for 4-units.
Leverage our FHA calculator to find today’s best rates and determine the necessary downpayment, income, credit, reserves, and documents for qualification.
Use the Lendersa® calculator to compare FHA rates with terms of other loan programs like Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans.
Lendersa® quickly compares data from thousands of lenders to your unique financial needs.
Use the 2026 Loan Limits Comparison Table in Pontoon-Beach county of Madison, IL to evaluate FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Consult Lendersa® SLIQ™ for qualification requirements such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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