For 2026, FHA loan limits in Glen-Carbon county, under Madison, IL, are set at $356,362 for a single-family home, $456,275 for two-unit buildings, $551,500 for three-unit properties, and $685,400 for four-unit residences.
For conventional loans on a single-family house, the maximum loan amounts are $548,250, while it's $702,000 for duplexes, $848,500 for three units, and $1,054,500 for properties with four units.
Use our FHA calculator to find the best FHA rates available today and evaluate the necessary downpayment, income, credit, reserves, and documents for qualification.
The Lendersa® calculator enables you to compare the rates and terms of FHA loans with those of other programs. Consider and compare Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA offerings.
Lendersa® gathers data from thousands of lenders, providing quick comparisons against your specific financial profile and needs.
In 2026, the Loan Limits Comparison Table for Glen-Carbon county of Madison, IL, presents maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. See qualification requirements like income, reserves, and credit using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
