FHA Loan Limits for Elmhurst, DuPage County, IL in 2026

By 2026, the FHA loan limits for Elmhurst county in DuPage, IL are outlined as follows: $472,030 for a single-family home, $604,400 for a 2-unit property, $730,525 for a 3-unit residence, and $907,900 for a 4-unit building.

Regarding conventional loans, the maximum amount is $726,200 for one-unit residences, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four-unit properties.

Utilize our FHA calculator to find current best FHA rates and determine requirements for downpayment, income, credit, reserves, and necessary documentation to qualify.

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Check the Loan Limits Comparison Table for 2026 in Elmhurst county of DuPage, IL, covering FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage, and Hard Money loan limits. For comparison of qualification requirements, such as income, reserves, and credit, use Lendersa® SLIQ™.

Loan limits Elmhurst county of DuPage, IL

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $0 $0 $0 $0
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Community Investment Corporation
  • 222 S. Riverside Plaza, Suite 380, Chicago, IL, 60606
  • Lends in Illinois
  • COMMUNITY INVESTMENT CORPORATION, Chicago's Multifamily Rehab Lender, is a nonprofit providing mortgage financing to buy and rehab apartment buildings with five units or more in the 6-county metropolitan Chicago area. Since 1999 over 14, 000 landlords and managers have completed CIC property management training to help them better market, manage.

  • MFS Mortgage Service Inc.
  • 1704 W Foster Avenue, Chicago, IL, 60640
  • Lends in Illinois
  • We are a Direct Lender and broker in locating the best mortgage for your individual circumstances. We have extensive experience in the Jumbo, Super Jumbo, conforming mortgage, and particularly specialized in niche products. We can help you secure a residential mortgage loan, even if you have bad credit history or challenging circumstances.

  • Molitor Financial Group
  • 5412 N. Clark Street #223, Chicago, IL, 60640
  • Lends in Illinois
  • Molitor Financial Group was created in 2005. We are a boutique lending firm which allows us the ability to focus all of our resources on you, the client. We are able to offer you the lending power of large corporate banks without treating you like you are just another borrower. We take the time to get to know you as a person.

  • Xcapital Inc
  • 311 West Superior, Suite 207, Chicago, IL, 60654
  • Lends in Illinois
  • Xcapital are always competitive and in my experience, are among the lowest available. Just check out their website to see. The loan process is fast and efficient with most steps being covered in emails that I find very convenient. I recently completed a cash-out refi. with only one phone call being made through the entire process.

  • Private Client Mortgage Group
  • 430 W. Erie St, Suite 300, 310, Chicago, IL, 60654
  • Lends in Illinois
  • We are dedicated to providing a fast, efficient mortgage process. Our transparent digital mortgage experience is backed by superior customer support. We’re using technology to change the way people finance their homes. Give every client the best loan possible without sacrificing service, experience or integrity!

  • First Bank & Trust (Illinois)
  • 300 East Northwest Hwy, Palatine, IL, 60067
  • Lends in Illinois
  • Since our doors opened over 40 years ago, First Bank/Illinois has prided itself on serving as a dedicated community bank where its customers can feel like family While we are proud to have become a commercial real estate lending specialist with a national presence, we continue to offer our individual customers

  • Cornerstone National Bank and Trust Co
  • 1 W Northwest Hwy, Palatine, IL, 60067
  • Lends in Illinois
  • Cornerstone National Bank & Trust Company. Cornerstone National Bank & Trust Company was founded in Palatine, IL in October 2000 on the principle of developing long-term relationships with individuals, families and small to medium-sized businesses by providing a full array of the highest quality financial products and services

  • Resource Plus Mortgage
  • 1619 Colonial Pkwy, Suite 201, Palatine, IL, 60067
  • Lends in Illinois
  • The Resource Plus team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.