2026 FHA Loan Limits for Elmhurst, DuPage County, Illinois

By 2026, the FHA loan limits for Elmhurst county in DuPage, IL are outlined as follows: $472,030 for a single-family home, $604,400 for a 2-unit property, $730,525 for a 3-unit residence, and $907,900 for a 4-unit building.

Regarding conventional loans, the maximum amount is $726,200 for one-unit residences, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four-unit properties.

Utilize our FHA calculator to find current best FHA rates and determine requirements for downpayment, income, credit, reserves, and necessary documentation to qualify.

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Check the Loan Limits Comparison Table for 2026 in Elmhurst county of DuPage, IL, covering FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage, and Hard Money loan limits. For comparison of qualification requirements, such as income, reserves, and credit, use Lendersa® SLIQ™.

Loan limits Elmhurst county of DuPage, IL

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $0 $0 $0 $0
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Catholic & Community Credit Union
  • 1109 Hartman Lane, Shiloh, IL, 62221
  • Lends in Illinois
  • Catholic & Community Credit Union to focus solely on serving our members and to provide the best possible loan and saving rates in a friendly and professional manner.Each member of this organization is an owner, and the money contributed to credit union accounts helps to support all members and their financial goals. Because of this cooperative.

  • Citizens Community Bank
  • 9 E Main St, Mascoutah, IL, 62258
  • Lends in Illinois
  • Since 1992, that promise still has not been broken. We intend to keep it that way. While Citizens Community Bank continually adds new products and services to accommodate your needs, such as Internet Banking and Bill Pay, we will never take away the personal service. It is what worked for us

  • Hometown Equity Mortgage
  • 1 Mid Rivers mall Drive, Suite 130, Saint Peters, MO, 63376
  • Lends in Illinois
  • Hometown Equity Mortgage was established with the mission to provide the highest level of customer service while providing great service to our customers. We achieve this mission by having experienced loan officers, processors, and on-staff underwriters who work as a team to make the loan process straightforward for all home-buyers.

  • Golden Oak Lending
  • 11737 Administration Drive, Saint Louis, MO, 63146
  • Lends in Illinois
  • Golden Oak Lending, we speak mortgage and love translating it for you.The mortgage industry is full of technical, industry-based terminology and our local, experienced loan officers will help you make sense of it all in an easy-to-understand way. Our team uses this knowledge to align the right loan program that fits your needs & puts more savings.

  • FCB Banks
  • 2610 N Illinois St, Swansea, IL, 62226
  • Lends in Illinois
  • FCB Banks are committed to being your first choice for financial services.We are locally owned and managed with experienced staff and officers and FCB Banks is a bank with operations in one state. FCB Banks offers numerous mortgage programs including conventional, non-owner occupied, FHA, VA, USDA, construction and bridge loan mortgages

  • The Home Loan Expert
  • 1600 S Brentwood Blvd, Suite 700, Saint Louis, MO, 63144
  • Lends in Illinois
  • The Home Loan Expert,didn’t just show up as one of the nation’s top Mortgage Lenders by chance.Ryan built his business from the ground up starting in 2004 as a Loan Officer with Shelter Mortgage.With hard work & lots of referrals,Ryan was consistently their Top Producing Loan Officer & helped build the company to one of the larger Mortgage Bankers.

  • Bank of Belleville
  • 215 South Illinois St, Belleville, IL, 62220
  • Lends in Illinois
  • We are invested in making the communities we serve stronger and providing the best experience for our clients. “Smaller Bank, Bigger Service, Stronger Community” is not just a tagline; it’s a promise. Our commitment to client and community service is at the forefront of everything we do.

  • SUPERIOR HOME LOANS LLC
  • 301 West A Street, Belleville, IL, 62220
  • Lends in Illinois
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan