2026 FHA (Government Loans) Limits for Evergreen-Park, Cook County, Illinois

In 2026, the FHA loan limits for Evergreen-Park county of Cook, IL are $379,500 for a single-family home. For 2-units, the amount is $485,800; for 3-units, it reaches $587,250, and for 4-units, the cap is $729,800.

Conventional loan limits on a single-family residence are capped at $548,250. For 2-units, it's $702,000, 3-units are limited to $848,500, and 4-units max out at $1,054,500.

Utilize our FHA calculator to find today’s most advantageous FHA rates and evaluate the downpayment, income, credit score, reserves, and documents required to qualify.

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Explore Loan Options in Evergreen-Park, IL

The Lendersa® calculator helps you compare FHA rates and terms alongside other loan programs. Review options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans with FHA possibilities.

Lendersa® compiles loan program data from thousands of lenders and swiftly compares it with your financial profile and needs.

Our Loan Limits Comparison Table for 2026 in Evergreen-Park, county of Cook, IL, offers insights into FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. To assess income, reserves, and credit criteria use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Evergreen-Park county of Cook, IL

SFR 2 Units 3 Units 4 Units
FHA $379,500 $485,800 $587,250 $729,800
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $0 $0 $0 $0
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


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