For the year 2026, the FHA loan limits in Round-Lake-Park county, Lake, IL include $379,500 for single-family homes, $485,800 for 2-unit properties, $587,250 for 3-units, and $729,800 for 4-units.
The cap for conventional loans is $548,250 for a single-family home, while 2-units are pegged at $702,000, 3-units at $848,500, and 4-units at $1,054,500.
Utilize our FHA calculator to uncover the best possible FHA rates today, along with the necessary downpayment, income requirements, credit, reserves, and documents for qualification.
With the Lendersa® calculator, it's possible to compare FHA rates and terms with those of other programs like conventional, jumbo, VA, USDA, non-QM, and hard money loans.
Lendersa® draws upon data from a wide network of lenders, facilitating instantaneous comparisons against your personal financial profile.
Check the 2026 Loan Limits Comparison Table in Round-Lake-Park, Lake, IL for the maximum amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For qualification details like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $379,500 | $485,800 | $587,250 | $729,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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