For the year 2026, the FHA loan limits in Georgetown, located in Vermilion county, IL, are set at $472,030 for a single-family home. They increase to $604,400 for two-unit residences, $730,525 for three units, and $907,900 for properties with four units.
Conventional loan maximum limits are $726,200 for a single-family dwelling, then $929,850 for two-unit homes, $1,123,900 for residences with three units, and $1,396,800 for four-unit houses.
Our FHA calculator can help you discover today’s optimal FHA rates and understand what is needed for qualification, such as downpayment, income, credit, reserves, and documentation.
The Lendersa® calculator allows comparison of FHA rates and terms with all other loan program terms. Explore options like Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans, alongside FHA offerings.
Lendersa® efficiently collects vast loan program data from thousands of lenders, aligning it with your specific financial profile and needs.
In 2026, the Loan Limits Comparison Table in Georgetown, county of Vermilion, IL, shows the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification requirements such as income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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