For 2026, FHA loan limits in Paris, Edgar, IL, are set at $472,030 for a single-family home. The limits extend to $604,400 for properties with 2 units, $730,525 for those with 3 units, and $907,900 for 4-unit residences.
As for conventional loans, the highest loan amount available for a single-family home is $726,200. This increases to $929,850 for 2-unit homes, $1,123,900 for homes with 3 units, and $1,396,800 for properties with 4 units.
Leverage our FHA calculator for the latest competitive FHA rates, helping you ascertain the necessary downpayment, income, credit, reserves, and documentation required for qualification.
The Lendersa® calculator provides a comprehensive tool for comparing FHA rates & terms with all other loan program offerings. Thoroughly compare options, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, with FHA.
Lendersa® aggregates detailed loan data from a vast network of lenders and swiftly processes comparisons tailored to your individual financial profile and requirements.
For 2026, the Loan Limits Comparison Table in Paris, Edgar, IL, provides a detailed analysis of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money offerings. To assess eligibility criteria like income, reserves, and credit requirements, apply the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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