In 2026, for Westville located in Vermilion, IL, the FHA loan limit is set at $472,030 for a single-family home, $604,400 for two-unit residences, $730,525 for three-unit properties, and $907,900 for homes with four units.
The cap on conventional mortgage loans for a single-family dwelling is $726,200, while it stands at $929,850 for duplexes, $1,123,900 for triplexes, and $1,396,800 for four-unit homes.
Use our FHA calculator to explore today's top FHA rates and ascertain the required downpayment, income, credit score, reserves, and documentation for eligibility.
The Lendersa® calculator facilitates comparisons of FHA rates and terms with those of various other loan programs. Investigate alternatives like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans relative to FHA offers.
By sourcing data from thousands of lending options, Lendersa® delivers fast and tailored comparisons based on your unique financial needs and profile requirements.
The Loan Limits Comparison Table for 2026 in Westville, Vermilion, IL, empowers you to compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. For a detailed assessment of qualifications involving income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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