For the year 2026, the FHA loan limits in Hampshire, within Kane, IL, are defined as follows: $472,030 for a single-family home. If there are 2 units, the limit is $604,400; for 3-unit properties, it rises to $730,525; and for 4-unit dwellings, the maximum reaches $907,900.
Regarding conventional loans, the highest permissible amount for a single-family residence is $726,200. For structures with 2 units, it's $929,850, for 3 units, it's $1,123,900, and for 4-unit homes, the cap is $1,396,800.
Our FHA calculator can be used to access today's optimal FHA rates and determine the required downpayment, income proof, creditworthiness, reserves, and documentation needed for qualification.
The Lendersa® calculator facilitates the comparison of FHA rates and terms with various other loan programs. It enables you to explore and compare options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® aggregates comprehensive loan program data from thousands of lenders, rapidly juxtaposing it with your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Hampshire county of Kane, IL, offers detailed comparisons of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to further analyze qualification requirements, including income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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