In 2026, the FHA loan limits in Huntley county of McHenry, IL are set at $472,030 for single-family homes. This adjusts to $604,400 for 2-units, rises to $730,525 for 3-units, and caps at $907,900 for 4-units.
The maximum conventional loan amounts for single-family residences are $726,200, increasing to $929,850 for two units, $1,123,900 for three units, and going up to $1,396,800 for four-unit properties.
Utilize our FHA calculator to view today’s top FHA rates and assess necessary downpayments, income requirements, credit, reserves, and required documents for qualification.
The Lendersa® calculator is designed to allow comparison of FHA rates with terms from other loan options, including Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans alongside FHA.
Lendersa® gathers data from thousands of lenders and quickly aligns it with your financial profile and needs.
Our Loan Limits Comparison Table for 2026 in Huntley county, McHenry, IL outlines maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification needs, including income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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