In 2026, the FHA loan limits for Hickory-Hills county in Cook, IL are set at $379,500 for single-family homes, $485,800 for two-unit residences, $587,250 for triplexes, and $729,800 for four-unit properties.
The maximum conventional loan limit for a single-family home is $548,250. For two-unit homes, it's $702,000; for three units, $848,500; and for four units, the cap is $1,054,500.
Utilize our FHA calculator to view today’s best FHA rates and determine the downpayment, income requirements, credit, reserves, and documents necessary for qualification.
The Lendersa® calculator is uniquely designed to compare FHA interest rates and terms with other loan program options. Explore options like Conventional, Jumbo, VA, USDA, Non-QM, alongside hard money loans, all with FHA.
Lendersa® gathers comprehensive loan program data from thousands of lenders, and rapidly matches it to your specific financial profile and requirements.
Featuring a Loan Limits Comparison Table for 2026 in Hickory-Hills county, Cook, IL, this table compares maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare income, reserves, and credit qualifications, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $379,500 | $485,800 | $587,250 | $729,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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