In 2026, the FHA loan limit for Highwood in Lake, IL is $472,030 for a single-family home. This extends to $604,400 for two-units, $730,525 for three-units, and $907,900 for four-units.
For conventional loans, the highest loan amount allowed on a single-family home is $726,200, increasing to $929,850 for two-units, $1,123,900 for three-units, and culminating at $1,396,800 for four-units.
Utilize our FHA calculator to discover the best FHA rates today and evaluate required downpayment, income, credit, reserves, and documents for qualification.
With the Lendersa® calculator, you can evaluate FHA rates and terms alongside other loan program options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® quickly matches data from thousands of lenders to your financial profile, offering distinctive and tailored comparisons.
Consult the Loan Limits Comparison Table for 2026 in Highwood, Lake, IL to compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification factors such as income, credit, and reserves.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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