2026 FHA (Government Loans) Limits for Riverwoods, Lake County, Illinois

In 2026, FHA loan limits in Riverwoods county of Lake, IL are as follows: $472,030 for a single-family home, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.

For conventional loans, the maximum amounts are $726,200 for single-family homes, $929,850 for two units, $1,123,900 for three, and $1,396,800 for four-unit properties.

Our FHA calculator helps you find today’s best FHA rates and determines the necessary downpayment, income, credit, reserves, and documents to qualify.

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Explore your loan options in Riverwoods, IL

The Lendersa® calculator enables you to compare FHA rates and terms with those of other loan programs. Explore and assess options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® collects data from thousands of lenders, providing swift comparisons aligned with your financial needs.

The Loan Limits Comparison Table for 2026 in Riverwoods, Lake, IL displays maximum loan limits for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) for criteria like income, reserves, and credit.

Loan limits Riverwoods county of Lake, IL

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $0 $0 $0 $0
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Keystone Mortgage
  • 421 W 18th St, Sioux Falls, SD, 57105
  • Lends in Illinois
  • Keystone Mortgage has been providing superior customer service to homeowners ever since incorporating in Sioux Falls in 1993. With over $60 million in funding each year, Keystone provides not only the very best loan options available to homeowners, but we also provide superior knowledge gained through years of experience.

  • Reliance Bank
  • 401 S. Logan Boulevard, Altoona, PA, 16602
  • Lends in Illinois
  • Here at Reliance Bank, we provide exceptional service to meet our community’s personal and business banking needs in every way we can.

    “Together, we’ll find a way” is more than just a slogan. Our team’s passion and love for our people makes us want to help them achieve their dreams.

  • Thrive Mortgage, LLC
  • 5309 W. Village Parkway, Suite 3, Rogers, AR, 72758
  • Lends in Illinois
  • Thrive Mortgage was founded in 2001 in Georgetown, Texas Our goal is to provide our clients with a legendary lending experience that exceeds all expectations. and We offer a large variety of loan programs including conventional, FHA, USDA, VA reverse mortgages, and interim construction loans

  • Mid America Mortgage, Inc
  • 105 S Main St, El Dorado, KS, 67042
  • Lends in Illinois
  • Mid America Mortgage, Inc., Addison, Texas, is a multi-state, full-service mortgage lender serving consumers and mortgage originators through its retail, wholesale and correspondent channels. In operation since 1940, Mid America has thrived by retaining its entrepreneurial spirit and leading the market.

  • Planet Cheapskate Home Loans
  • 1029 W Douglas Suite #202, Wichita, KS, 67213
  • Lends in Illinois
  • My passion is educating & guiding families through the home loan process. I am driven to find the best financing opportunity for every home buyer. I do this by making banks compete to give us their very best offer. Growing up in Peck KS the old-school values of hard work and honesty were instilled in me from a very young age. I use these same princ

  • Brian Martucci Mortgage Lending
  • One Church Street, Suite 300, Rockville, MD, 20850
  • Lends in Illinois
  • Brian Martucci, started in the mortgage business in 1986 right out of college and have never left. Brian have been a loan processor, loan officer, mortgage broker, branch manager and vice president. As a mortgage professional Brian help consumers find the best mortgage loans to purchase a new home or to refinance an existing loan.

  • Today's Mortgage Inc
  • 1964 Gallows Road, Suite 320, Vienna, VA, 22182
  • Lends in Illinois
  • Today’s Mortgates has been making home buying dreams come true for nearly 10 years. Like many of the people that we help find financial security through their homes, we too come from humble beginnings. In 2010s, Mortgates began in an office space in the middle of Annandale. Since then, also like many of those we help find financial security.

  • City Lending, Inc
  • 8150 Leesburg Pike, Suite 405, Vienna, VA, 22182
  • Lends in Illinois
  • City Lending, we know the importance of investing in a home. We understand it can be a scary & sometimes overwhelming process but we aim to make it easy.Our goal is to help borrowers of all experience levels to overcome hurdles that may stand in their way, so they can quickly & painlessly move forward with all of their home related aspirations.

  • EPM
  • 5 Concourse Parkway, Atlanta, GA, 30328
  • Lends in Illinois
  • "Equity Prime Mortgage LLC is a licensed mortgage lender whose operations extend across the country (49 states). We provide a variety of mortgage products to assist you with finding solutions to all of your mortgage needs.

    Mission: We are a resource, and voice, for financial empowerment."

  • Crescent Mortgage Company
  • 6600 Peachtree Dunwoody Rd, Atlanta, GA, 30328
  • Lends in Illinois
  • Crescent Mortgage Company was founded on February 16, 1993 as a wholesale lender for community banks in the Southeastern United States. On the first day of business, we faxed a hand written rate sheet to our first approved correspondents. By 10:00 AM the following morning we had received over $25,000,000 in loan locks,