FHA Loan Max Loan amount for Deerfield, Lake County, IL in 2025

In 2025, the FHA loan limits in Deerfield county of Lake, IL are set at $472,030 for a single-family home. Values for 2-units and 3-units are $604,400 and $730,525 respectively, reaching $907,900 for 4-units.

Conventional loans have maximum limits, with $726,200 for a single-family residence, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.

Utilize our FHA calculator to discover today’s leading FHA rates, assessing required downpayments, income, credit standings, reserves, and necessary documentation for qualification.

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The Lendersa® calculator lets you compare FHA rates and terms alongside other loan programs. Evaluate Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in relation to FHA.

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The Loan Limits Comparison Table for 2025 in Deerfield, Lake, IL showcases maximum allowable loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For insights into income, reserves, and credit qualifications, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Deerfield county of Lake, IL

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $0 $0 $0 $0
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


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