As of 2026, in the county of Cook, within Orland-Park, IL, the FHA loan ceilings are defined: for a single-family home, it is $379,500. For properties with 2-units, it amounts to $485,800, for 3-units, it's $587,250, and for 4-units, the limit is $729,800.
For conventional loans, the maximum permitted amount for a home with one unit is $548,250. This increases to $702,000 for a two-unit house, $848,500 for a property with three units, and reaches $1,054,500 for four-unit dwellings.
Utilize our handy FHA calculator to check out the top FHA rates available today. It will assist you in finding out the required downpayment, assessing income and credit, evaluating reserves, and identifying necessary documentation for qualification.
The Lendersa® calculator is a versatile tool, helping you compare FHA rates and terms against all other loan programs. Dive deep into comparisons involving Conventional loans, Jumbo loans, VA, USDA, Non-QM, and more, alongside FHA options.
Merging data from a vast array of lenders, Lendersa® provides a rapid comparison with your specific financial situation and requirements.
The Loan Limits Comparison Table for 2026 in Orland-Park county, Cook, IL, presents maximum loan amounts across various types: FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for a thorough check of qualification standards like income, reserves, and credit score.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $379,500 | $485,800 | $587,250 | $729,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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