In 2026, the FHA loan limits in Lake-in-the-Hills county of McHenry, IL, stand at $379,500 for a single-family home, progressing to $485,800 for 2-units, $587,250 for 3-units, and reaching $729,800 for 4-units.
For conventional loans, the highest amount for a single-family residence is $548,250, increasing to $702,000 for 2-units, $848,500 for 3-units, and up to $1,054,500 for 4-units.
Use our FHA calculator to access today’s top FHA rates and establish the required downpayment, income, credit, reserves, and documents for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with those of other loan programs. Explore options such as Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans alongside FHA.
By sourcing data from thousands of lenders, Lendersa® provides quick comparisons tailored to your financial profile and requirements.
Our Loan Limits Comparison Table for 2026 in Lake-in-the-Hills county of McHenry, IL, outlines maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loans. Evaluate qualification needs, including income, reserves, and credit, using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $379,500 | $485,800 | $587,250 | $729,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $303,600 | $303,600 | $303,600 | $303,600 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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