FHA Loan Limits for Lincoln, Logan County, IL in 2026

In 2026, FHA loan limits in Lincoln county, Logan, IL are $472,030 for a single-family home, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.

The maximum for conventional loans on a single-family residence is $726,200. For 2-units, it's $929,850, for 3-units, $1,123,900, and for 4-units, it is $1,396,800.

Use our FHA calculator to find today’s top FHA rates and determine the downpayment, income, credit, reserves, and documents required to qualify.

Compare loan offers from 100 lenders

Explore Your Loan Options in Lincoln, IL

The Lendersa® calculator lets you compare FHA rates and terms with those of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

With data from thousands of lenders, Lendersa® quickly aligns it with your unique financial needs and profile.

Our Loan Limits Comparison Table for 2026 in Lincoln county, Logan, IL, provides maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification needs such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Lincoln county of Logan, IL

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Lincoln FHA Lenders

  • Alliance Community Bank
  • 321 N. Sixth Street, Petersburg, IL, 62675
  • Lends in Illinois
  • Alliance Community Bank is a $325 million financial institution operating four full service bank locations in Menard and Sangamon Counties. Trust services as well as the non-insured ACB Wealth Management division compliment the full array of traditional FDIC insured banking products offered through the bank.

  • INB, N.A.
  • 322 E. Capitol Avenue, Springfield, IL, 62701
  • Lends in Illinois
  • INB offers personal and commercial banking services. The INB team works to help customers have a life free of financial hardships. We help businesses by handling financial transactions through our lockbox services so they can focus on their core operations. We also provide mortgage and commercial loans.

  • Hickory Point Bank & Trust
  • 225 North Water Street, Decatur, IL, 62523
  • Lends in Illinois
  • Hickory Point Bank is proud to call Central Illinois home. It’s that pride that shapes us and influences the way we interact with our customers and our communities. What affects you, affects us, and that includes everything from the economy to the weather to the results of last night’s games.

  • Illinois Educators Credit Union
  • 3101 Montvale Drive, Springfield, IL, 62704
  • Lends in Illinois
  • Illinois Educators Credit Union is a member-owned full-service financial cooperative with over $50M in assets serving 7,000 members. Founded in 1938, IECU operates from two locations in Springfield, Illinois and participates in the Co-Op Network, providing shared branching offices and free ATM locations across the state and country.

  • Marine Bank
  • 3050 Wabash Avenue, Springfield, IL, 62704
  • Lends in Illinois
  • Marine Bank takes an active role in building Central Illinois. We are committed to making our communities better places to live because we live here, too. We recognize that improving the vitality and quality of life in Springfield, Champaign, Bloomington-Normal, Macomb, Rushville and surrounding areas is in the best interest of our customers

  • Land of Lincoln Credit Union
  • 4850 E Prosperity Place, Decatur, IL, 62521
  • Lends in Illinois
  • Land of Lincoln Credit Union was founded in 1947. As a full-service financial institution, LLCU serves over 30, 000 members. Membership in LLCU is open to anyone who lives or works in 26 Illinois counties and their immediate family members. Land of Lincoln Credit Union offers 12 convenient locations in 8 cities to best serve

  • Team USA Mortgage
  • 1709 Tullamore Ave, Suite D, Bloomington, IL, 61704
  • Lends in Illinois
  • "Team USA Mortgage is a national mortgage company offering retail mortgages and employment opportunities for qualified groups and individuals.

    Team USA Mortgage is committed to serving customers in all licensed states. Our core values of Honesty, Integrity, and Transparency flow from the corporate office

  • FIRST STATE MORTGAGE
  • 502 N. Hershey Road, Bloomington, IL, 61704
  • Lends in Illinois
  • First State Mortgage (FSM), a subsidiary of First State Bank, Member FDIC, was founded in 2007 by a group of veteran bankers who have been working together in the residential First State Mortgage industry for more than 20 years. Our goal is to provide a comprehensive range of mortgage products, competitive pricing, and high quality.

  • First State Mortgage Services, LLC
  • 502 North Hershey Road, Bloomington, IL, 61704
  • Lends in Illinois
  • First State Mortgage was founded in 2007 by a group of veteran bankers who have been working together in the residential mortgage services industry for more than 20 years. Our goal is to provide a comprehensive range of mortgage products, competitive pricing, and high quality, ethical mortgage services.

  • Heartland Bank and Trust Company
  • 401 N. Hershey Road, Bloomington, IL, 61702
  • Lends in Illinois
  • Heartland Bank We're a community bank whose roots are right here in the heartland with the Drake family. The Drakes, who came to Central Illinois in 1852, have been in banking since 1920. With the third generation of the family taking an active role in the banking business, we continue this tradition.Fast, efficient service is important.