FHA Loan Max Loan amount for Lincoln, Logan County, IL in 2026

In 2026, FHA loan limits in Lincoln county, Logan, IL are $472,030 for a single-family home, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.

The maximum for conventional loans on a single-family residence is $726,200. For 2-units, it's $929,850, for 3-units, $1,123,900, and for 4-units, it is $1,396,800.

Use our FHA calculator to find today’s top FHA rates and determine the downpayment, income, credit, reserves, and documents required to qualify.

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The Lendersa® calculator lets you compare FHA rates and terms with those of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

With data from thousands of lenders, Lendersa® quickly aligns it with your unique financial needs and profile.

Our Loan Limits Comparison Table for 2026 in Lincoln county, Logan, IL, provides maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification needs such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Lincoln county of Logan, IL

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Moonstar Mortgage
  • 953 N. Plum Grove Road, Schaumburg, IL, 60173
  • Lends in Illinois
  • We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending from purchasing to refinancing and to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan with the best interest rates.

  • American Financial Mortgage Services Inc
  • 1101 Perimeter Drive, Suite 460, Schaumburg, IL, 60173
  • Lends in Illinois
  • American Financial Mortgage Services, Inc. was founded in June, 1993. We have survived the economic recessions that have hit this country by providing our customers with low rates and low costs on all our mortgage products. The average loan officer at American Financial Mortgage Services.

  • HomeTown Lending Partners LLC
  • 1700 East Golf Road, Suite 100, Schaumburg, IL, 60173
  • Lends in Illinois
  • HomeTown Lending Partners we want to make your loan experience satisfying and rewarding. Our seasoned Mortgage Consultants will carefully guide and educate you through the entire home loan process, so you feel confident as you make choices about the many options available for your financing strategy

  • Connect Mortgage Corp
  • 1375 Remington Road, Suite C, Schaumburg, IL, 60173
  • Lends in Illinois
  • Dimitre Dimitrov Owner of Connect Mortgage Corp in Schaumburg, IL. I have learned how to structure all types of deals and provide quality service for all of my clients. If you are looking for a good mortgage broker I am available to offer same day pre approvals, personally monitor your transaction and offer face to face appointments.

  • PRISM LENDING, INC.
  • 850 E Higgins Rd, Suite 125W, Schaumburg, IL, 60173
  • Lends in Illinois
  • We are a full-service mortgage company based in Schaumburg, IL. We specialize in FHA Loans and Conventional Loans in Chicagoland area and across IL. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment

  • Zachary Karp Mortgage Team
  • 1300 E Woodfield Rd, Suite 304, Schaumburg, IL, 60173
  • Lends in Illinois
  • Zachary Karp Mortgage Team understands that a home is one of the most important financial decisions you’ll make. A home can have more value than just an investment though; it’s where you raise your family, become engulfed in a community, and never question the feeling of home.and Zachary Karp is your local and trusted Schaumburg mortgage lender.

  • HomeTrust Mortgage Corporation
  • 1475 E Woodfield Rd, Suite 110, Schaumburg, IL, 60173
  • Lends in Illinois
  • HomeTrust Mortgage Corporation is a Mortgage Banker that provides high quality financial services to the public. HomeTrust was founded in 1995 It is our mission to provide high quality mortgage programs at the most competitive rates. We fund Conventional, FHA, VA, and Jumbo mortgages tailored to your unique situation.

  • Wintrust
  • 9700 W Higgins Rd, Rosemont, IL, 60018
  • Lends in Illinois
  • Wintrust, a financial holding company offering community and commercial Banking, wealth management, and mortgage services, has served Chicago’s communities since 1991. Wintrust was founded on the idea of being the alternative to the big Banks. We believe there is a need, and desire, for a true community Banking experience

  • Lendonia
  • 2340 S. River Rd, Suite 120B, Des Plaines, IL, 60018
  • Lends in Illinois
  • Lendonia strives to provide its clientele with relevant information, honest advice, impeccable service and quality financial products in a professional and efficient manner. Ultimately we strive to provide absolute financial solutions. The Lendonia team helps first-time home buyers, homeowners looking to refinance their property.

  • Peoples Choice Financial Corp
  • 2860 South River Road, Suite 400B, Des Plaines, IL, 60018
  • Lends in Illinois
  • PCF, we are a local Mortgage firm, and we pride ourselves in helping every family find the best program available for their home purchase or Refinance, many times with lower rates, up to .5% to .75% lower than other lenders, helping keep your mortgage payments low. and also Will work on getting your loan completed in an efficient manner.

  • Wintrust Mortgage
  • 9700 W. Higgins Road, Suite 300, Des Plaines, IL, 60018
  • Lends in Illinois
  • "Wintrust Mortgage, in business since 1981, was created for the purpose of assisting in the realization of the American dream of home ownership. Since that time, Wintrust Mortgage has weathered the
    ever-changing real estate market and is part of Wintrust Financial Corporation, a well capitalized,"

  • ULTIMATE RATE MORTGAGE
  • 2800 S River Rd, Suite 200, Des Plaines, IL, 60018
  • Lends in Illinois
  • Ultimate Rate Mortgage we’re a local, mortgage lender whose cornerstones are hard work and customer service! We listen to our clients, uncover their needs and find the best product and programs that fits. With over 40 years of experience, our highly qualified team can expertly guide you through the process from application through closing