For 2026, the FHA loan limit in Clinton county of De Witt, IL, is $472,030 for a single-family home. For 2-unit homes, it rises to $604,400, reaches $730,525 for 3-unit properties, and peaks at $907,900 for 4-unit residences.
As for conventional loans, the maximum amount for a single-family residence is $726,200. This increases to $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for properties with 4 units.
Utilize our FHA calculator to discover today's best FHA rates and figure out required downpayment, income, credit, reserves, and documents to qualify.
The Lendersa® calculator allows you to compare FHA rates and terms with those of other loan programs. Make comparisons across Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® aggregates data from thousands of lenders and efficiently aligns it with your personal financial profile and needs.
For 2026, the Loan Limits Comparison Table in Clinton county of De Witt, IL, illustrates the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification essentials such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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