2026 FHA (Government Loans) Limits for Marseilles, LaSalle County, Illinois

In the year 2026, the FHA loan limits for Marseilles located in LaSalle, IL, are listed as follows: $472,030 for a single-family home, $604,400 for two-unit homes, $730,525 for three-unit residences, and $907,900 for four units.

For conventional loans, the maximum amount for a single-family home is $726,200, rising to $929,850 for two-unit properties, $1,123,900 for three-unit structures, and $1,396,800 for four-unit buildings.

Take advantage of our FHA calculator to access today’s prime FHA rates, helping you to determine essential aspects like the downpayment, required income, credit benchmarks, reserves, and the documentation required to qualify.

Review various loan offers from a selection of 100 lenders to find the perfect fit for your financial needs.

Explore Your Loan Choices in Marseilles, IL

The Lendersa® calculator facilitates direct comparisons of FHA rates and terms against those from other loan programs. Investigate alternatives like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.

Lendersa® acquires comprehensive loan data from thousands of lenders and swiftly aligns this information with your specific financial profile and requirements.

The Loan Limits Comparison Table for 2026 in Marseilles, within LaSalle, IL, compares maximum loan amounts for a variety of types: FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification needs like income, reserves, and credit.

Loan limits Marseilles county of LaSalle, IL

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $285,000 $285,000 $285,000 $285,000
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • The First National Bank of Ottawa
  • 701 LaSalle Street, Ottawa, IL, 61350
  • Lends in Illinois
  • The First National Bank of Ottawa has marked over 150 years of innovation, bold initiative, and community leadership as an independent community bank. The following provides an overview of some historic highlights and insight into the traditions that have served us well, both as an integral partner in the development of our communities.

  • First Federal Savings Bank (Illinois)
  • 633 La Salle St, Suite 1, Ottawa, IL, 61350
  • Lends in Illinois
  • Established in 1889, First Federal Savings Bank has been serving the needs of its customers for over 130 years. First Federal Savings Bank is a Mutually owned bank with 12 locations to serve you. Our corporate headquarters is in Ottawa, Illinois. As a Mutual Savings Bank, we cannot be bought or sold. Our name will remain the same.

  • Morris Building & Loan
  • 211 E Jefferson St, Morris, IL, 60450
  • Lends in Illinois
  • Morris Building and Loan is a branch of First Secure Community Bank that serves residents of Morris and the surrounding areas. We offer a full range of personal and business banking products. We have been proud to serve the Morris area for more than 100 years.

    Member FDIC. Equal Housing Lender.

  • Waterman Bank
  • 248 W. Lincoln Hwy., Waterman, IL, 60556
  • Lends in Illinois
  • Waterman Bank, originally founded as “Waterman State Bank” by Humphrey Roberts in 1891, has been a pillar of the local Waterman and surrounding Southern DeKalb County community for over 110 years. Roberts, with the help of his sons, crafted Waterman State Bank’s time-tested foundation.

  • Smart Mortgage Center - Patty Harrison
  • 16151 S Lincoln Highway, Plainfield, IL, 60586
  • Lends in Illinois
  • Smart Mortgage Centers is a Better Business Bureau A+ rated Mortgage Company. We are a family owned and operated business helping the community obtain mortgages for purchase and refinancing since 1997. At Smart Mortgage Centers, we work with over 30 of the top lenders in the industry to help find you the best rate

  • Earthmover Credit Union
  • 2195 Baseline Road, Oswego, IL, 60543
  • Lends in Illinois
  • Earthmover Credit Union's vision is to provide its members with quality products and exceptional service while maintaining a competitive rate of return on deposits, the security of capital strength, and competitive rates on loans. When you become a part of Earthmover Credit Union, don't worry about asking us for help You can rest assured.

  • Direct Mortgage Investors, Inc.
  • 5533 west 109th Street, Lawn, IL, 60543
  • Lends in Illinois
  • Direct Mortgage Investors, Inc has always been forward-thinking, with creative financing options for those with challenges. With partnerships with over 200 banks and Investors, we create a frictionless process to bring in the new era of mortgage loan pathway, which many of our competitors call our process unique and seamless.

  • NuMark Credit Union
  • 1654 Terry Drive, Joliet, IL, 60436
  • Lends in Illinois
  • NuMark’s mission is to enrich the financial lives of our members. NuMark Credit Union offers a full menu of financial services from mortgage and auto loans to free checking accounts and business services. We remain dedicated to putting our members first, treating them like family and helping them do more with their money.

  • Abri Credit Union
  • 1350 Renwick Rd, Romeoville, IL, 60544
  • Lends in Illinois
  • Abri Credit Union is a community based financial institution headquartered in Romeoville, IL. There are community branches located in Frankfort, Joliet, Lockport, Plainfield, and Woodridge. There are also branches with limited access located at Argonne National Laboratory, Fermi National Laboratory, and the Joliet Township High Schools.

  • RDS Mortgage Corporation
  • 14722 South Naperville Road, Unit 104, Plainfield, IL, 60544
  • Lends in Illinois
  • RDS Mortgage Corporation, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.

  • First Secure Community Bank
  • 670 Sugar Grove Parkway (Route 47), Sugar Grove, IL, 60554
  • Lends in Illinois
  • At First Secure Community Bank, you can trust us to keep your money safe for you in our locally-owned financial institution. Since we're owned by local people like you, we know your concerns and the issues that affect you. This allows us to build a bank that responds to the concerns of locals and local economic factors.