In 2026, the FHA loan limits in Ottawa county of LaSalle, IL are $472,030 for a single-family home, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.
For conventional loans, the maximum amount for a single-family residence is $726,200. Two-unit homes are capped at $929,850, three-unit properties at $1,123,900, and four-units at $1,396,800.
Use our FHA calculator to check today’s FHA rates and determine downpayment, income, credit, reserves, and documents needed for qualification.
Lendersa® calculator allows comparison of FHA rates and terms with other loan programs including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® acquires data from thousands of lenders, comparing it with your unique financial profile in seconds.
The Loan Limits Comparison Table for 2026 in Ottawa, LaSalle, IL gives insight into maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. For income, reserves, and credit qualifications, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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