2026 FHA Loan Limits for Marshall, Clark County, Illinois

In the year 2026, the FHA loan limit for Marshall county in Clark, IL, is set as follows: $472,030 for a single-family home, $604,400 for properties with two units, $730,525 for 3-unit residences, and $907,900 for buildings housing four units.

The maximum amount for conventional loans on a single-family home is $726,200, with limits of $929,850 for 2-unit dwellings, $1,123,900 for three-unit properties, and $1,396,800 for four-unit houses.

Use our FHA calculator to explore today's leading FHA rates and determine what's necessary for qualification—including downpayment, income, credit score, reserves, and documents.

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The Lendersa® calculator allows you to compare the rates and terms of FHA loans with other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® compiles an extensive range of loan program data from thousands of lenders and aligns it promptly with your individual financial profile and needs.

The Loan Limits Comparison Table for 2026 in Marshall county, Clark, IL, outlines the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To explore criteria like income, reserves, and credit needs, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Marshall county of Clark, IL

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Marshall FHA Lenders

  • Decatur Earthmover Credit Union
  • 319 E. Jasper Street, Paris, IL, 61944
  • Lends in Illinois
  • We started out as the Decatur Caterpillar Employees Credit Union in 1956. Back then people couldn't borrow money from banks, only businesses could. It was hard to save enough to buy a house or car (still is). So, they organized a credit union where they could deposit part of each paycheck (in a shoebox).

  • First Mid
  • 1515 Charleston Ave, Mattoon, IL, 61938
  • Lends in Illinois
  • First Mid Bank & Trust, N.A. (“First Mid Bank”); First Mid Wealth Management Co.; and First Mid Insurance Group, Inc.First Mid is a $6.0 billion community-focused organization that provides a full-suite of financial services including banking, wealth management, brokerage, ag services, & insurance through a sizeable network of locations throughout.

  • Arcola First Bank
  • 127 South Oak Street, Arcola, IL, 61910
  • Lends in Illinois
  • Arcola First Bank is a branch office of Arcola First Bank. They provide the following services: Full Service Office Location & are located at 127 South Oak Street in Arcola Illinois.
    Mobile & traditional directions to this location can be found below along with ratings, their phone number, online banking website and additional banking information

  • Dieterich Bank
  • 101 S Main St, Dieterich, IL, 62424
  • Lends in Illinois
  • We are a community bank, with community values. Our employees are your friends and neighbors, which is why we are so passionate about helping our customers and the communities we serve. Live for Today. Bank for Tomorrow. We’ve served the people of Illinois for over 100 years. Now, the good people of Edwardsville are also in those ranks!

  • U of I Community Credit Union
  • 2201 S First St, Champaign, IL, 61820
  • Lends in Illinois
  • we began serving hourly wage earners from a janitor room at the U of I Power Plant in October 1932. At the end of that first year, the credit union had 37 members, two borrowers, & $116.97 in assets. By 1935, the credit union moved off campus to Urbana, expanded its charter to include faculty, & was renamed University of Illinois

  • CIBM Bank
  • 2913 W. Kirby Ave, Champaign, IL, 61821
  • Lends in Illinois
  • CIBM Bank is a wholly owned subsidiary of CIB Marine Bancshares, Inc. and formerly operated as "Marine Bank" in its Indiana and Wisconsin markets, "Central Illinois Bank" in its central Illinois market, "Avenue Bank" in its Chicagoland market, and Avenue Mortgage, a division of CIBM Bank serving the communities of all CIBM Bank branches

  • Community Banks of Shelby County
  • 126 North Grand Ave, Cowden, IL, 62422
  • Lends in Illinois
  • At Community Banks of Shelby County, our industry leading consumer and business credit card products offer competitive pricing combined with a full range of reward options - making it easy to select and apply for the card that meets your needs. At COMMUNITY BANKS OF SHELBY COUNTY our Focus is You.

  • Credit Union 1
  • 200 E Champaign Avenue, Rantoul, IL, 61866
  • Lends in Illinois
  • Our History: In 1958, Chanute Military Credit Union opened its doors on the Chanute Air Force Base in Rantoul, Illinois to serve military personnel and their families. With the government's announcement of plans to close the Chanute Air Force Base, plans were made to expand the credit union in order to continue to serve those faithful.

  • The Gerber State Bank
  • 110 East Elm Street, Argenta, IL, 62501
  • Lends in Illinois
  • The Gerber State Bank, Argenta, Illinois, was founded by James W. Brown and Samuel Gerber as a partnership under the names of “Brown and Gerber Bankers”, in 1887.

    The bankers opened for business in a wooden frame building just north of the railroad tracks along North Street. Eventually, that wooden structure burned to the ground.

Also lends in Illinois

  • 1st Choice Services, Inc
  • 2680 E. Main St, Suite 325, Plainfield, IN, 46168
  • At 1st Choice Services, Inc, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it! We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.